Lunya - What is Klarna?

Elevated Matchy Matchy | Shop Brushed Flannel
Free Ground Shipping on U.S. Orders $150+

Klarna allows you to split your purchase into 4 payments that will be automatically charged to your debit or credit card every 2 weeks. There is no interest, no catch, and no hidden fees. It’s that easy.

  1. Add to Your Bag Find your new favorite sleepwear and add it to your bag.
  2. Choose Klarna Select Klarna as your method of payment at checkout.
  3. Purchase Enter your payment information, place your order, and sleep easy. Klarna will do the rest.

FAQ

How do I sign up?

There’s no sign up required! If your order is eligible to pay in 4 interest-free installments, the option will be presented at checkout, and there’s no need to enter extra information. Simply choose 4 interest-free installments as your payment method at checkout and enter your credit or debit card information. This is the card that Klarna will use for your scheduled automatic payments.

Which Payment methods are accepted?

Klarna currently accepts all major debit and credit cards (i.e. Mastercard, Visa, AMEX, Discover). Please note, prepaid cards are not accepted.

Does Klarna perform a credit check?

When you choose to pay in 4 interest-free installments, pay through in-app shopping, or pay later in 30 days, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as an inquiry on your credit report.

Is there a late fee?

Klarna aims to ensure that customers have a clear overview of the payment plan with complete transparency on the installment due dates. They always send a reminder before the payment is due. If you do miss a payment, they allow for a grace period by retrying within 10 days. A reminder during this retry period is also sent. In the event that a payment is still not made after a 10 day grace period, a late fee of up to $7 is applied to the next installment due date. Klarna will only ever charge one late fee per installment. To keep you in the loop, they'll send you an email notification if your payment was unsuccessful.

What happens if I make a return?

We've got you covered! Any payments already made will be refunded to your original payment method and your remaining payments will be cancelled. If the return credit causes the order to be overpaid, the overpaid amount will be automatically refunded to your original payment method. Otherwise, your upcoming payments will continue to be collected until the remaining balance is paid off. You can check the status of return credits and refunds anytime by logging in to Klarna online or in the Klarna mobile app.

Learn more about Klarna

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